Source: https://ugcplanner.com/features/money-and-taxes

# Money and taxes for UGC creators

Money in UGC Planner shows what you earned this month against your goal, what you spent and what is still outstanding. Paid deals land there on their own, and the tax set-aside updates as you work.

[Download on the **App Store**](https://apps.apple.com/us/app/ugc-planner-run-your-business/id6771365342) [GET IT ON **Google Play**](https://play.google.com/store/apps/details?id=app.ugcplanner)

Updated September 26, 2026

## How do I track UGC income?

Mark a deal paid and its amount is added to the month. Income that did not come from a deal can be added by hand. The month shows what you earned, how far you are from your goal and what is still owed to you.

## How do I track expenses?

Log each expense with a photo of the receipt. Money shows what you spent this month next to what you earned.

## How much should a UGC creator set aside for taxes?

It depends on where you live and how much you earn. UGC Planner starts you with a rough planning rate for your country, which you can change to your own; the app then shows how much of each month to set aside, and you can record the tax payments you make during the year.

In the US, the IRS says people with self-employment income may have to make estimated tax payments during the year. See [Estimated taxes on irs.gov](https://www.irs.gov/businesses/small-businesses-self-employed/estimated-taxes).

## What is the monthly wrap?

At the end of each month UGC Planner puts together a wrap of what you earned and who you worked with, sized for Instagram Stories so you can post it.

## What do Base and Pro include for money?

**Money and taxes by plan**

| Feature | Base | Pro |
|---|---|---|
| Income and monthly goal | Yes | Yes |
| Expenses with receipt photos | Yes | Yes |
| Tax rate and set-aside | Yes | Yes |
| Quarterly tax payments | Yes | Yes |
| Monthly wrap for Instagram Stories | Yes | Yes |
| Annual tax report export | No | Yes |

## Common questions

### Does UGC Planner track taxes and expenses?

Yes. Log expenses with receipt photos, set your tax rate to see what to set aside, and record quarterly payments. Pro adds an annual tax report export.

### Does UGC Planner file my taxes?

No. It keeps the numbers you need and shows what to set aside. Filing is done by you or your accountant.

## Related

- [**Invoices for UGC creators** Create a UGC invoice from the deal: Classic template on every plan, three more styles and your own design on Pro. Email it or save a PDF, then mark it paid.](https://ugcplanner.com/features/invoices)

- [**UGC Planner pricing** UGC Planner costs $7.99 a month on Base and $11.99 a month on Pro, or $66.99 and $99.99 a year, with a 14-day free trial for eligible new subscribers.](https://ugcplanner.com/pricing)

- [**A CRM built for UGC creators** A UGC CRM keeps your brands, deals, deliverables, invoices and payments in one place. UGC Planner is the mobile CRM for UGC creators on iPhone and Android.](https://ugcplanner.com/ugc-crm)